Pay over time with low monthly payment plans
Fast and easy online application
Your credit score will not be affected by Checking your rate
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Quick and Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score.
*Subject to approval of credit application. Rates range from 6.99% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans
made by Comenity Capital Bank.
Bread® loans are made by Comenity Capital Bank, a New Jersey Chartered Bank, Member FDIC.